The Universal FM – A University Media Access Station


The Bay Area’s Largest and Most Powerful FM International languages Station

Representing the beginning of a new era for International languages in the Bay Area, U92.3FM – The Universal FM is developing and airing a number of programs in Mandarin/Cantonese, Spanish, Russian, Japanese, Korean, Vietnamese, Persian and Filipino languages to be broadcast over the entire Bay Area on its powerful 32,000 Watt FM signal.  U92.3FM…The Universal FM is the premier foreign language radio station serving the Bay Area’s International Communities.

Quote of the Day
Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.

How To Select The Right Recording Studio?

If you are considering for hiring a recording studio, then there are some important things that you should consider before making your final decision. Hiring the services of a recording studio is a very important task, so it is important to choose the right one.  Different types of recording studios specialize in different services. When you hire a recording studio, it is advisable to check out the experience level of an engineer. The recording engineer will have a greater impact on the sound and cost of your recording than any other variable. It is advisable to hire an engineer who has a great experience in the recording field, because an experienced engineer will do a better job faster than a less experienced engineer.

You should make sure that the recording studio uses the high quality and latest equipments. Before hiring a recording studio, it is important to do a complete research about their background. You can take the help of the internet to accomplish this task. Now most of the reputed and professional recording studios make their website on the web. You can visit their website and get an idea about their services. When you visit a recording studio website, it is advisable to read the customer reviews. You can also take the reference of your family, friends and relatives about a recording studio. 

Bar Stools Add Interest To Any Kitchen Decor

Bar stools provides the great way of extra seating as they do not take up much of the space. They can also be used as unique pieces for your kitchen. They are mostly used for high counters, kitchen islands or tall bistro style tables. You can view different ‘stools design’ (also known as ‘Sgabelli di design’ in Italian) by searching on the net.

Given below are some of the bar stools types that can add a finishing touch to your decorating styles.

1) First type of stool type is the contemporary style. They are made up of chromium and steel. You can add a stool with the black finish, if your kitchen has the dark and the mysterious look. You can also try for the half back or the V shaped legs.

2) The next type of the stools is the retro type stools. There are different types of retro stools that are made up of chrome and the vinyl.

3) If your kitchen has the tropical theme, then you can choose the tropical stools that will add elegance and will compliment your kitchen. If you want to add a fun look to your kitchen, then you can use the metal bar stools. Plain cherry wood chairs also look good in the kitchens.


Tips To Keep Your Tank Clean

A septic tank is basically the place where all of your house’s waste goes to. Every time you flush the toilet, wash your hands or clean the dishes, the residual water flows into the septic tank. Where are these tanks located? Normally they are placed underground in the garden. These tanks have to be cleaned and pumped out periodically so that they are well maintained.


Common reasons for tanks failing are that people don’t take proper measures for septic tank cleaning and do not call for professional help like from Completewaste. Septic’s tanks are designed to let liquid waste settle down at the base in a layer of sludge. You need to call professional cleaner to pump out this waste. If you don’t perform this check after every few months the waste will get clogged in your sewage disposal and cause a system failure.

Some of the things you can do to keep your tank in shape are;

  • Don’t thrown in sanitary hygiene products, paper towels etcetera because they’ll end up clogging the brain.
  • Be careful of putting in non-biodegradable like chemicals, detergents amongst other things.
  • Be wary of extra water being pumped through your systems, install low flow plumbing fixtures. The more the water the more the stress on your system.

Follow these basic tips and your tank will definitely be in a better shape for longer.

The Basics of Borrowing From Hard Money Lenders

Hard money loans are mainly intended for real estate investment purposes, like a fix and flip state. A real estate investor chooses a hard money lender because he is incapable to get traditional funding because the real estate investor cannot meet the rules and principle set up by FHA.

There are two types of loans, i.e. hard money and soft money loans. To get a hard money loan, you just require having a good deposit or property, which is totally opposite to a soft money loan, where the lender is only concerned with your credit history and your bank essentials. To get soft money loans you must have good credit history and ratings. This is the main reason behind the success of hard money and fix and flip financing.

There are various investors who always get confused about hard money loans as the use of two terms “private money lenders" and "hard money lenders" in real estate business. Basically both of them are different as the interest rate differs in both cases.

Hard money lenders are easier to influence rather than banks and other types of lenders. Many investors now start calling hard money financing as “easy way to access to credit”. These lenders works privately and here you won't have to convince a lot of individuals to get your own loan permitted.

Importance Of Exempt Market Dealers And Their Compliance Control System In Exempt Markets

In exempt markets the role played by EMDs, UDPs and CCOs is of critical importance since they help investors in making the right investment choices. As such we will be looking at the responsibilities they undertake to make sure investors are provided right investment options and their interests are safeguarded.

Role of EMDs, UDPs and CCOs in Exempt Markets

Exempt Market Dealers

The main benefit of working with EMDs in exempt markets is that they work keeping in mind your best interest. They are supposed to act in good faith as well as are accountable for all the compliance measures they take.

In addition to it, they have to follow strict code of conduct as well as complete various tests for proving their proficiency. The other positive thing for investors is that EMDs are required to make audited financial reports and maintain specified capital as well as insurance.

Exempt market dealers also need to be licensed and make available their statements if asked by investors. As such you can be sure of optimal performance of your investments by working with EMDs since they know the market inside out and make your investments work in the best possible manner.

exempt marketsResponsibilities of EMDs

  • Review suitability of trades and sell right investments.
  • Conduct correct analysis with regards to KYP (Know Your Product) of new products.
  • Create detailed documentation of Know Your Client (KYC) data.
  • Adhere to right process of collection, documentation as well as maintenance of KYC data.

UDPs and CCOs

Exempt market dealers have to develop compliance control and supervisory system which works as per securities law. Accordingly the ultimate designated person (UDP) who is part of such system has the job of supervision of all the compliance tasks and also to promote compliance.

On similar lines the chief compliance officer (CCO) has the role of establishing as well as maintaining policies which are utilized for assessing compliance norms EMDs have to follow. Some of the other tasks UDPs and CCOs have to conduct consist of:

  1. UDPs ensure that right staff and resources are assigned within compliance function by taking into consideration the complexity as well as size of the business.
  2. UDPs also have the responsibility of making staff aware of the fact that the company has to work as per available securities laws.
  3. CCOs have the job of monitoring as well as assessing various compliance activities so that they follow regulatory requirements.
  4. CCOs also have the responsibility of improving internal controls as well as procedures so that they meet compliance requirements.
  5. Chief compliance officers have to stay updated with present compliance and regulatory norms. They are also expected to attend seminars as well as get membership in various compliance associations.

You Can Follow Your Passion For Health And Fitness With Le-Vel Thrive

Le-Vel Thrive offers people the independence and flexibility of being self-employed, with the added bonus of receiving rewards and commission on sales, by becoming a brand promoter.

To start receiving rewards, a person must have sold 100PV worth of product to customers, and must maintain a minimum of 100PV sold to customers per month. There are added benefits if the new representative enrolls two customers in the autoship program, including Le-Vel Thrive product credit that can help the representative get free product for themselves. Then, to really reap all the benefits available, all a person has to do from that point is create a sales team by training four more people to do the same things the qualified and active representative does, and keep promoting the brand!

If you are dedicated to nutrition and have often been told you are a natural at retail sales, then enrolling as a promoter for Le-Vel Thrive may just be your dream job. Not only do you have independence and flexibility, you also have access to the rewards program for truly great promoters. Starting at simple commission and product credit, the rewards slowly get better, and go all the way up to lifestyle getaways, which will take you to places like Italy, Napa Valley, Las Vegas, and the Caribbean.

Most retail environments are restrictive, and some limit the amount of commission a sales representative can make. If you have a real talent for sales, and dream of a place with excellent rewards in return for excellent work, then enrolling as a promoter for Le-Vel Thrive is exactly what you should do!

How Can You Become a Vending Machine Businessman in a Successful Way?

Nowadays, people are involving many different kinds of business. In fact, you can make lots of money if your business can run in a successful way. For most of business, including employers and employees, However not every type of business need employees to carry out business operations. So you do not have to pay salaries to your employees for those kinds of businesses, then you may make more profits.  Vending machine business is best business for you. You only need pay some money and time, then you will get huge profit at last.

Lots of people have actually begun this business in the previous years, as the vending business is a popular one in India. But, unsuccessful by running this business. On the internet, as a result, people are searching about ways to effectively run a business with vending machine for methods or the ways.

In the following, we will discuss about important guidelines through which one can effectively run a coffee vending machine business, tips and the strategies. Keep in mind that any customer goods company should have tactics well-place in place to function appropriately.

The location is the most important thing you should consider when you start your business. In the world, anywhere you go, the location of one's vending machine will certainly decide the number of customers you will get. When you can select the right type of location for this type of business, then you can expect having varieties of customers for your business.

Selecting the right type of suppliers for the coffee machine is a great thing about ways to effectively run a business with vending machine to know. You have to create an evaluation of the accessible providers of the vending equipment. Then, you can compare the collected info and after that, you can select the right type of provider for the vending machine business.

It's typical to get issues with any vending machine. So, you have to have the backup for fixing the machine problems. Then that is the very best thing for the business to be effective should you have the knowledge of fixing any sudden problem. So if you have more questions about this business, please click here to get answers.

What Everyone Is Saying About Search Engine Optimization Is Dead Wrong and Why

Nowadays the specialty search engine optimization is getting ambitious day by day and Backlinking is gaining favour as a vital SEO instrument. The entire point of doing SEO is really to get targeted traffic, so why would you at any time turn down targeted traffic simply because a link is to follow? SEO Packages additionally incorporate Article Submission, Search engine submission, Press Release Submission, online directories submission with which to give you the best aspects of the business. The best approach is really to try them all and then choose which way is ideal for you. For this particular SEO Course, we're instead going to cover the factors that make a great backlink.

There are several different backlinking strategies. At the core of your promotion and backlinking strategy ought to be great, quality content. Instead of getting super-in-depth that has any single backlinking strategy, I will furnish you with a record of approaches to get backlinks. SEO represents Search Engine Optimization, which is essentially the moves undertaken to position your website high within the search engines. Check out submit url for information.

Another factor that affects links is whether they have the nofollow link element applied to them. Thus, your article marketing objective would be to ensure that you simply can generate as many high calibre articles out on the world wide web as possible with varying anchor texts concerning the subject matter of the particular article ensuring that SEO Backlinking is used to its full potential. Considering that search engines at the present moment cross check the content of not only the link, but the physical sites the link is joining so that they can make certain the webmaster isn't trying to gain stronger SEO by conducting their website affairs akin to running a host of unconnected sites at the same time and linking them together, using concealed links, or using automatically generated pages. Thus, the host of links is a measure of popularity or standing of the web page.


Know About Drug Rehab Programs

Drug and alcohol dependency has become a severe problem with millions addicted to substances such as methamphetamine, cocaine, heroin, alcohol and many more. But now-a-days, staggering information about drug use and its harmful effects has raised much awareness. Addicts are unable to handle their extreme cravings and do not express their feelings in a good way.

When people use drugs they soon begin to lose all power over their actions. They become helpless – lose family, jobs & self-respect. This makes them more weak and chances of indulging in all such activities increase. This should never happen; family and friends can provide great help and motivation to stop their addiction.  Addicts know that they are suffering from this addiction disease, yet are unable to stop using drugs. You can learn more about drug abuse rehab by navigating the relevant sources on web.

It is a point when the addicts should go for drug addiction programs. Drug addiction counseling can help the addict deal with their underlying issues in supportive way. Group therapy as well as individual counseling is also best method of treating drug addiction which yields positive results.

All drug rehab programs have detox treatment phase. The addict's body is detoxified in this phase. This is done to make the addict realize that they can live without the drug. You can make a thorough research before getting enrolled in any of the rehab program.

Why Anti-Radiation Phone Cases Are Gaining Popularity

It is surprising how many people understand  the danger that mobile phone radiation causes, yet still carry on using their mobile phones as though they were perfectly safe. This paradox can be explained at least in part by the fact that mobile phones are so convenient to carry and use, that we tend to rationalise away the danger from the radiation they create. In the same way that we know there is a danger when we drive on the motorway, but accept the risk, because we need to get from A to B quickly. The difference however is that the risk of a car crash is known to be very small, and can be made even smaller by choosing to drive carefully. Whereas the risk from mobile radiation is difficult to quantify, because mobile phones have not yet been around long enough to gather sufficient data.

What it really comes down to is that most people assume that there is nothing they can do about their mobile phone risk, therefore they choose to ignore it. But this assumption is not correct. The advent of the anti-radiation phone case has changed the options available to mobile phone users, meaning that they can now use their phone without having to worry about the radiation it produces.